Time and Tide Service
Overview
Most people now realise that our society is changing and that we are living longer. Old age brings with it a particular range of concerns and problems. In recognition of this, we have drawn on the experience of several members of our firm to create a team specialising in advice and services for our Time and Tide Clients and their families.
There are various matters which tend to affect older clients in particular and we are able to offer a very personal service aimed to give you and your family peace of mind so that you can look forward to the future with confidence. Members of the team have a wide range of expertise and can give straightforward advice and practical help with many issues - financial as well as legal. There are many ways we can help, including:
Wills
Your Will might be the most important document you sign. By making a Will you keep control of your estate rather than letting the Government decide what happens on your behalf. Even if you have already made a Will, it's well worth reviewing it with us regularly to make sure it's up-to-date. Making or updating a Will is not expensive and it will give you peace of mind. For more details see our information sheet on Wills
Enduring Powers of Attorney and Receivership
People who are unable to manage their own affairs may have appointed an attorney under the terms of an Enduring Power of Attorney to act for them following their incapacity. If they have not done so, then an application must be made for the appointment of a Receiver to the Court of Protection. You can rely on our understanding, integrity and long experience in these delicate matters. For more details see our information sheet on Enduring Powers of Attorney
Financial Security
Many retired people rely on investment income - which can be a worry, particularly in inflationary times. We can put you in touch with reliable Independent Financial Advisors to take this burden off your shoulders with expert advice and investment management. This can include not only pensions, but annuities, life assurance, nursing home fees and capital release plans. This service is tailored to your wishes and circumstances, taking into account the income or capital growth you require, how much risk - if any - you are prepared to take, and your tax position.
Help with Benefits
Many people do not receive benefits to which they are entitled. We are familiar with all the grants and allowances available to older people and their carers, and can help you claim your rights.
Dealing with Financial Paperwork
We can ensure your financial affairs run smoothly by monitoring bank accounts and dealing with the payment of bills, Tax Returns and other paperwork. We can also act under Powers of Attorney if required.
